WHEN NOTHING ELSE WORKS!

Give yourself a big pay raise! You don’t have to change jobs, work two jobs, live like a hermit, win the lottery, or start a business. I’m going to show you how you already have everything you need to give yourself a 20%, 30%, or 40% pay raise, without begging your boss for a penny.

So, how can you give yourself that much of a raise? It’s simple. Eliminate your debt. That’s right, eliminate your debt. Now, before you tune me out, read on. Here are the facts:

Most people have a 20%-40% debt load. That is, 20 to 40 percent of their take home pay goes to make debt payments—credit card payments, car payments, mortgage payments. After making those payments and taking care of monthly expenses like food, utilities, child care, gasoline, etc., there’s not much left over to save for retirement, a vacation, or sending the kids to college.

Your debt load can be determined by dividing the total amount of your debt payments by your monthly income. Whatever this number is for you, that is how much of a raise you can give yourself when you eliminate your debts.

Easier said than done, right? But consider this. . . .

	Wouldn’t your life be better, less stressful, if you could take the money you’ve been sending your creditors and use it for yourself and your family?
	Wouldn’t your life be more enjoyable if all your wealth didn’t go to your creditors?
	Wouldn’t your life be easier if you made 20 to 40 percent more money each month?
	Wouldn’t your life be happier if you didn’t have to worry about having enough each month?

The answer to these questions is YES.

“But how do I eliminate my debt, when my paycheck barely covers my family’s necessities”?

My Story

Let me introduce myself.  I’m Tom Watson, and like most of you reading this letter, I wanted to begin doing some things that were important to me—having money at the end of the month, saving for my daughter’s college education, taking a vacation, saving for retirement.  As a college professor, I was totally dependent on each year’s pay raise to realize any of these goals, but the raises barely kept up with inflation, much less allowed me to have anything extra.

Even though I was happy as a college professor, I always wanted to have my own training and consulting business, and I believed I could make a lot more money as well.  Sixteen years ago, I quit my teaching job and started my own business.  I did make more money, but I also accumulated a lot more debt.  So instead of giving myself a pay raise, I actually took a pay cut because of my increased debt.  How many people do you know who make more money today than they did five years ago but have nothing to show for it?

I was fed up.  I had left a good job to take on the challenges of running a business, only to find myself in the same financial shape, even worse.  At this point I decided to look for a way out of my indebtedness, once and for all—and to give myself the pay raise I was looking for all along.  After searching for some time, I found a number of debt elimination “systems” which I developed into one that would work for me.  That system, which I now call the PayRaise Professor’s Debt Elimination System, changed my life forever.  By eliminating my debt, I have literally given myself a BIG pay raise.

Now I want to do the same for you.  Please read on and see how you can give yourself the pay raise you deserve!

Our program is actually designed for people who can pay their debts, but are living from paycheck to paycheck.  According to the Wallstreet Journal, that’s about 70% of all consumers.

This amazing debt elimination system, which has been taught to thousands of people and in hundreds of companies as an employee benefit program, is now available as an e-book. This book, From Debt to Wealth: Turn your Biggest Problem Into Your Greatest Asset, will teach you everything you need to know to eliminate your debt and give yourself a BIG pay raise. Guaranteed!

In This Book You Will Discover:

• How to give yourself the pay raise you deserve!

• How to pay off all your credit debt in 1 to 3 years, then pay off your mortgage in another 4 to 5 years.

• How to live stress free because you have no financial worries.

• How to be financially insulated from economic downturns.

• How to avoid the credit pitfalls that most people get trapped in.

• How to be better off financially than you are now, without having to make more money.

• How to reach your financial freedom goals using the amount of money you make now.

• How to take care of emergencies without having to go back into debt.

And much, much more…

For the average person who follows the PayRaise Professor’s Debt Elimination System, it will take less than eight years to be completely debt free, even if you have a mortgage. Without a mortgage, it will take less than three years to pay off ALL consumer debt (credit cards, student loans, car loans, etc.).

Programs like From Debt to Wealth typically cost over $200, and are certainly worth that and more. Following the strategies taught in this book, the average family will not only pay off ALL their debt easily and quickly, but will save well over $100,000 in interest.

My first thought was to sell the book for $47, which I think is fair. I was encouraged by marketing experts to price it at considerably more than that. However, I didn’t want finances to be an obstacle to keep you from achieving financial freedom, so I've decided to make it available to you for only $27. And as you will see below, I'm including four bonus items valued at $154.95.

What This Program is NOT

Our program is NOT about debt consolidation or credit counseling. Why let someone else do what you can do yourself. This is not about multi-level marketing. You don’t need extra income for this program to work…you already have enough money coming in to make this work!

By following the advice of the PayRaise Professor, you can eliminate all of your debt faster than you can imagine—and give yourself that 20%, 30%, or 40% pay raise. It doesn’t matter how much you owe, you can get that much of a raise by using our proven system.

The PayRaise Professor’s program is NOT a budgeting program which just helps you find out where your money is going. It teaches you how to use the money you already make to eliminate your debt—the major cause of stress in your job and in your relationships.

This is NOT a bi-weekly mortgage payment program. Most of those programs only eliminate about half the time it will take to payoff your mortgage, and in some cases, cost you extra money.

“So, How Quickly Can I Eliminate My Debt?”

For the average person, it will take less than three years to pay off all consumer debt (credit cards, student loans, car loans, etc.). And your mortgage can be paid off in another 4-5 years. Just imagine, starting to get a pay raise right after your first debt is paid off in a few months.

Give Yourself The Pay Raise You Deserve

The best part of this program is that you don’t have to get a second job or live like a hermit for it to work. We guarantee that. The professor’s system is based on a mathematical formula that is guaranteed to work for everyone, every time.

What you will learn is not too good to be true, and this can be done on your current income! The PayRaise Professor believes in this program so strongly and confidently, that he asks seminar attendees to bring their debt balances, amount of monthly payments and a calculator so they can see immediately what this program can do for them.

NO smoke. NO mirrors. NO insurance. NO debt consolidation or “get rich quick” schemes. Just a common sense approach brought together with a mathematical formula guaranteed to work.

This is NOT an investment program. But, the program will help you find the money so you can make your own investments. The program is about freeing up money after you have paid off your debts; money to invest.

This program works for everyone, every time. It will work for YOU.

Aren’t you fed up with having more month than money? Aren’t you disgusted with all the empty promises you’ve read or heard about saying, “You can have it all,” with no concrete plan to help you get it? Well, the PayRaise Professor gives you a step-by-step, easy to understand, proven method that works when nothing else does.

The PayRaise Professor’s 100+ page book can be read in a just a few hours. And if you will follow the system, you will be on your way to financial freedom.

Corporate Endorsements:

Since our program works so well, many organizations offer it to their employees as a benefit program.  Some of those organizations include:  Eastman Chemical, Exxon/Mobil, Xerox, Neiman-Marcus, U.S. Air Force, City of Houston, Texas Department of Agriculture, Citibank, and General Dynamics.

You’ve read what others have said, so why not join the thousands who have given themselves a BIG pay raise by reading From Debt to Wealth: Turn Your Biggest Problem into Your Greatest Asset.

When you purchase this amazing book, you’ll get these exciting bonuses absolutely free…total value is $154.95.

Bonus 1: Spending Personality Profile®

This easy to use tool will help you determine what type of buyer you are:

• Impulse Buyer

• Fanatical Shopper

• Passive Buyer

• Avoidance Shopper

• Esteem Buyer

• Overdone Buyer

• Hot Potato Buyer

All of these spending personalities can, and do, contribute to creating debt. The purpose of this exercise is for you to identify problem areas and correct them. You have choices, and the decisions you make will impact your financial future. ($37.00 value)

BONUS 2: How to Send Your Children (or Grandkids) to College without going Broke book

This ebook is a self-help guide to getting your children through the college entrance process, and showing you how to find the money for college. If your child is planning to go to college this book will teach you how to prepare for your family’s financial and emotional well being. There are examples of letters that need to be written and questions that need to be asked when you are applying to schools. If you have children or grandchildren, you must read this book. ($47 value)

BONUS 3: How I Improved My FICO Score By Correcting My Credit Report book

This ebook is a step by step approach on how to correct your credit report and improve your FICO score. The author wrote this book from first hand experience as he corrected his own credit report. There are sample letters and a specific time frame for everything you need to do. Most credit reports are filled with some error. By correcting your credit report your FICO score will automatically go up. In this book you have a wonderful tool to guide you through the process. ($57 value)

Bonus 4: The Greatest Money-Making Secret in History book

In this amazing ebook, formerly an Amazon bestseller, you will learn the secrets to making more money. If you want to make more money, you only have to do one thing. It’s the one thing that some of the wealthiest people on the planet have done and are doing. It’s the one thing written about in various ancient cultures and still promoted today. It’s the one thing that will bring money to anyone who does it but at the same time, most people fear doing it. Read this book and learn what this one thing is. ($13.95 value)

All of the above books will be available for INSTANT download immediately after your order is approved. The books are Adobe PDF files.

My Guarantee To You

But Don't Take My Word For It...

Hear what others have to say about this amazing program:

Tom Watson, Ph.D.

The PayRaise Professor

P.S. If you’re tired of working hard and not having much to show for it, then this program will change all of that, once and for all. Give yourself the pay raise you deserve.

P.P.S. You have nothing to lose, and everything to gain by completing our program today, which is fully guaranteed!

 P.P.P.S  How good will you feel when debt is nothing but a memory, and your money is finally working for you, to help build your dreams and give you the lifestyle you’ve always wanted for your family?

© Copyright 2007 Watson Communications International, Inc. From Debt to Wealth: Turn Your Biggest Problem Into Your Greatest Asset Watson Communications International, Inc. 1809 NW Loop 281, Suite 100-160 Longview, TX 75604 903.758.0855 | 903.236-0686 fax
 

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